The M Quad with Crystal McLean

Most of us were never taught how credit scores work before we needed them. Crystal McLean breaks down what is most likely dragging your score down right now, the biggest myth costing you money every month, and the one free government resource that could raise your score faster than anything else you try this year. Nobody taught us this. Until now. 

55 percent of Americans say their financial situation is getting worse at a level not seen since 2001. The number one reason people cannot survive a financial downturn is no emergency fund. Crystal McLean breaks down what an emergency fund actually is, how much you need, where to keep it, the faith connection, and exactly how to build one when you have nothing left at the end of the month. 

Your circle has a financial cost. Not just a motivational one. Crystal McLean shares why going alone on her weight loss journey taught her one of the most powerful financial lessons of her life: the people around you are either adding to your momentum or quietly costing you progress. And the decision to move without them changed everything.

What if getting healthy actually put money back in your pocket? Crystal McLean shares how implementing a simple meal strategy before entering the grocery store saved her almost $300 a month while helping her lose almost 30 pounds. The discipline behind a meal plan and the discipline behind a budget are the same skill. 

Paying for a gym you are not going to is not progress. It just feels like it. In this episode Crystal McLean shares how she canceled her gym membership, built a home workout routine starting with a walking pad and mini trampoline, progressed to strength training and cardio, and lost almost 30 pounds in the process while saving money every single month.

I was paying for a gym I was not walking into every single month. So I canceled it. What happened next changed my body and my budget at the same time. Over 30 pounds gone in five months. Nearly $300 saved every month. Starting with nothing but a walking pad, a daily step goal, and a decision to stop waiting until I felt ready. This episode is the full honest story.

What do you do when your faith says hold on and your finances say move right now, five things I learned about trusting God with my business money in the middle of the season, not after it.

In one year we lost two incomes, our savings, our investments, and both paid off cars. I am a financial coach. And I had to start over. This episode is the five moves that actually worked from the inside of that season. Not from the other side. From the middle. Because that is where most of us are.

Five things the woman who takes care of everyone has tolearn to give herself first, starting with her finances.

Nobody talks about the financial side of hair care. I was spending up to $2,470 a year in the salon every two weeks while my scalp paid the price. In this episode I am sharing the five real reasons I got Microlocs and how much money I saved. This is not just a hair story. It is a money story. A stewardship story. A permission slip to choose yourself.